Updated: May 14, 2025
Need to take ownership of a vehicle but missing the title? You’re not alone — and you’re not out of options. In Texas, a car title bond, also called a bonded title, lets you legally claim ownership when the original title is lost, damaged, or unavailable. Calyco Surety Bonds helps simplify this process so you can get back on the road fast and legally. Click here to get your free quote now!
What is a Car Title Bond?
AA car title bond is a type of surety bond required by the Texas Department of Motor Vehicles (TxDMV) when proof of vehicle ownership is unclear. If you bought a car without a proper title or inherited one with no paperwork, the state allows you to use a bonded title to verify ownership.
This bond protects previous owners and future buyers from potential ownership disputes. If no one challenges your claim within a set period (usually three years), your title becomes clear.
Who Needs a Bonded Title in Texas?
You may need a bonded title if:
- The original title is lost, stolen, or illegible
- The vehicle was never titled in your name
- You bought the vehicle from someone who didn’t provide a proper title
- You inherited or were gifted the vehicle with no title
The Texas Department of Motor Vehicles (DMV) typically requires a car title bond when a vehicle owner cannot provide clear documentation of ownership. Learn more on the Texas DMV website.
What’s the Process to Get a Bonded Title?
Here’s how it works:
- Apply with TxDMV – Submit a Bonded Title Application (Form VTR-130-SOF)
- Get an Appraisal – The bond amount is 1.5x the vehicle’s value
- Purchase a Title Bond – Calyco Surety Bonds issues it quickly, usually within 10-15 minutes
- Submit Your Paperwork – Provide all required forms, ID, and the bond to your local Tax Assessor
We help with every step of this — from verifying documents to getting you bonded without hassle.
Why Choose Calyco Surety Bonds?
✔ Fast Turnaround – We issue most title bonds within 10-15 minutes
✔ Texas-Based Experts – We know TxDMV requirements inside and out
✔ Friendly Service – Real support from real people
✔ Affordable Rates – No hidden fees
Common Questions About Car Title Bonds
What is a bonded title in Texas?
A bonded title is a legal way to claim ownership of a vehicle when a standard title isn’t available. It involves a surety bond to protect other parties from potential disputes.
How much does a car title bond cost?
The cost of your bond depends on 1.5x the vehicle’s value. Most bonds cost between $175–$250.
Can I sell a vehicle with a bonded title?
Yes, but you must inform the buyer that the title is bonded and subject to claims during the three-year period.
Can I get a bonded title without the previous owner’s signature?
Yes. The bonded title process exists specifically for situations where the previous owner is unavailable or did not transfer the title properly.
How long does it take to get a bonded title in Texas?
The timeline can vary depending on your local TxDMV Regional Service Center and county tax office, but in some cases, the process can be completed same-day if all paperwork is in order. Most customers finish within 2–5 business days, especially with our help guiding the steps.
Need Help Getting a Bonded Title?
Calyco Surety Bonds is here to help. We’ll walk you through the entire process and issue your bond fast.